Our Products

Card issuance refers to the process of creating and distributing physical or virtual cards to individuals or organizations for various purposes. These cards can be credit cards, debit cards, identification cards, access cards, accupayd - Giftcards, loyalty cards, and more.


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BIN and Switch Management

BIN management helps you to identify the bank or financial institution that issues a card by analyzing its first six digits. Switch management routes transactions between banks and payment networks, ensuring seamless authorization, fraud prevention, and correct transaction processing across all parties.

Transaction processing and posting

BIN management helps you to identify the bank or financial institution that issues a card by analyzing its first six digits. Switch management routes transactions between banks and payment networks, ensuring seamless authorization, fraud prevention, and correct transaction processing across all parties.

Customer Services and Dispute Handling

Customer services address inquiries, complaints, and technical issues related to cards, transactions, or accounts. Dispute handling involves investigating transaction discrepancies, fraudulent charges, or billing errors. Chargebacks, refunds, and resolution of unauthorized activities are key aspects of this process.

Card Application Processing

Card application processing involves collecting and verifying a customer’s personal and financial information, assessing credit worthiness, and either approving or rejecting the application. Once approved, the card is issued, enabling access to credit or debit services for the customer.

Card Authorisation and Issuance

Card authorisation verifies the legitimacy of a transaction by checking account details and available funds. Card issuance includes creating, personalizing, and sending physical or virtual cards to customers. Both processes ensure secure transactions and allow access to credit or funds.

Merchant Management, Billing and Payment Processing

Merchant management involves onboarding merchants, setting up payment gateways, and providing technical support. Billing and payment processing includes generating invoices, collecting payments, handling subscriptions, and ensuring proper fund transfer from customers to merchants, while resolving payment related issues or disputes.

Loyalty and Risk Management

Loyalty programs reward customers for frequent card usage with incentives like points or cashback. Risk management focuses on identifying and mitigating threats like fraud or credit exposure through real-time monitoring, fraud detection systems, and ensuring compliance with industry regulations.

Our commitment to provide
secure Card Issuance

01  
We use 256 bit Secure Sockets Layer (SSL) encryption technology to secure your Card online transactions.
02  
You can check the security certificate on our website, www.accupaydtech.com by clicking on the padlock icon that appears with the URL in the browser bar when you type the URL.
03  
We secure your Card online password with an OTP sent to your registered email and mobile. Enter the OTP to complete registration and set your user ID and password.
04  
We also indicate the strength of your passwords, on the basis of your chosen character combination, i.e. combination of alphabets in small case and caps, numerals and special characters.
05  
We make sure that you are not reusing any one of your last ten passwords while re-setting your password.
06  
We provide a virtual keyboard as an additional security measure and encourage you to use it.
07  
Your Card online account locks after 3 incorrect password attempts. Unlock it online using an OTP sent to your registered email or by calling our helpline.
08  
The Card issuance online account gets automatically logged off after an inactive period of seven minutes.
09  
When you log in to your Accupayd Card online account, your last log in date and time is displayed in the header bar so you can check your account for any unauthorised activity.
10  
We only display the last four digits of your credit card number in our communication to you to safeguard your card from unauthorised usage.
11  
We only display the last four digits of your credit card number in our communication to you to safeguard your card from unauthorised usage.

We Solve For

Industries across the board use our card solutions for diverse requirements. You name it, we've powered it!

Get the Card Issuance for Your Needs

Let’s make fintech work for you. Get in touch with our expert team today

Why Accupayd ?

Versatility

You ask, we give. We understand your requirements and goals, and design the products in a safe, stable, secure, and scalable environment.

Readiness to Launch

There is no need to wait in line. We deliver your products within curated time frames. You can start your race in the fintech industry.

Tailor made

We are open-minded in terms of customization. We provide tailor-made APIs that are relevant for your business.

Secure & Compliant

We completely adhere to all risk and compliance requirements. regulations and policies and ensure to offer high-quality industry standards.

Impressed?

Get in touch to learn about our complete suite.